Bankruptcy can happen to anyone in this economy. Rising mortgage payments, falling home values, layoffs and job losses, divorce and medical bills — these are all factors that contribute to an increasing number of people seeking bankruptcy protection. If you can repay some of your debt, but not all of it, a Chapter 13 bankruptcy may be the solution you are looking for to solve your problems.
Reorganize Your Debt With Chapter 13
Bankruptcy protection can allow you to get the relief that you need to reorganize your debt and re-establish your financial grounding. Our Albuquerque Chapter 13 bankruptcy lawyers can help you do just that.
Protect yourself, your home and your financial future by filing for bankruptcy and seeking debt reorganization. Our bankruptcy law firm offers free initial consultations to all potential clients. Contact our bankruptcy law firm online, or call us today at 505-243-6129 or 800-675-6129.
Analyze Your Finances and Guide You to the Right Solution
We can review your finances and help you find a solution to your debt problem that uniquely suits you. People who have enough income to meet their payment obligations on secured debts, such as a mortgage or car loan, generally qualify for Chapter 13 bankruptcy.
Those who do not have enough income or many assets may find that Chapter 7 bankruptcy is more suitable for them. We also handle commercial bankruptcy cases so you can restructure your business in a way that will allow you to succeed.
Experienced, Skilled and Certified in Bankruptcy Law
We have been handling bankruptcy matters since 1984. Our founding attorney, William F. Davis, is also a business owner and he has handled some of the largest, most complex commercial bankruptcies in the state of New Mexico. His experience and abilities are reflected in the BV-rating* from his peers for ethical and competence in bankruptcy law and in his certification as a legal specialist in bankruptcy law.
Reorganizing your debt through Chapter 13 can end the threat of losing your home or your car while greatly reducing credit card debt. It can give you the peace of mind that you need to get back on track financially. You owe it to yourself to consider bankruptcy as an option.
New Mexico Repayment Plan Lawyers Helping You Reach a Brighter Future
Chapter 13 bankruptcy does not mean that you must pay back every single penny you owe to creditors. In fact, the reality is quite different, depending on your earnings, your secured debt (mortgage) and your unsecured debt (credit card). The repayment plan is meant to make your situation tolerable and sustainable. After you have fulfilled your payment plan obligations, unsecured debt is often discharged, depending on your situation. You may also be able to solve personal tax problems through your Chapter 13 bankruptcy.
Contact our bankruptcy law firm online or call us at 505-243-6129 or 800-675-6129 to schedule a free initial consultation.
*BV is a registered certification mark of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards, and policies. Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the Bar and the judiciary. Martindale-Hubbell ratings fall into two categories - legal ability and general ethical standards.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.