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Albuquerque NM Credit Card Debt Attorney

Bankruptcy Discharge of Credit Card Debt — Succeed Again

Over the past four or five years, we have seen the credit card debt of our clients dramatically increase. Business owners who used personal credit cards to finance their business were not expecting such a significant economic downturn. We understand, and we can help.

Our founding lawyer, William F. Davis, is also a business owner and one of the few certified legal specialists in business bankruptcy law in New Mexico. He understands how a person or business can go into debt, and he knows what it takes to get out of debt and get a fresh start.

Contact our Albuquerque, New Mexico, law firm today to arrange for a free initial consultation to discuss your legal path to debt relief. Call 505-243-6129 or 800-675-6129.

Bankruptcy Immediately Ends Creditor Harassment

Many of our business clients are unable to pay their bills. They face collection actions, possible litigation from vendors and other creditors and their debts continue to pile up. And if they borrowed on credit cards and missed a payment, their interest rates spiral out of control.

Filing for Chapter 11 bankruptcy can immediately stop creditor harassment.

Relief From Credit Card Debt and Help to Succeed

Filing for bankruptcy protection helps relieve some of the pressure and gives you time to work out a plan to get back on solid financial footing. You are protected from:

Chapter 11 and Vendor Debt

A successful Chapter 11 bankruptcy allows you to restructure your business so it can return to profitability. It may discharge a significant percentage of your vendor debt. Many vendors are happy to work with a business to receive partial payment on their debt and build a strong future business relation.

If you file for a Chapter 7, the vast majority of your credit card and other unsecured debt can be wiped out, with certain exceptions. For instance tax debt paid by a credit card, luxury purchases or cash advances may not be dischargeable credit card debt. Our attorneys can review your credit card charges to anticipate problems before you file.

Call Today for Your Free Initial Consultation: 505-243-6129 or 800-675-6129

When you need someone you can trust to help you out of financial difficulties, we are here, and have been helping clients since 1984 turn their lives around. Call or e-mail us today.

*CV, BV, and AV are registered certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards, and policies. Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the Bar and the judiciary. Martindale-Hubbell ratings fall into two categories - legal ability and general ethical standards.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.